Commercial Real Estate Blog | S & D Realty
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S&D Residential and Commercial Real Estate Blog

What is a Home Equity Loan, and How does it Actually Work?

Posted by Collin McGorty on Aug 8, 2018 9:00:00 AM

If you’re a homeowner looking to finance a large purchase or pay off preexisting debt, consider a home equity loan, also known as a second mortgage. Read along to learn more about these kinds of loans, as well as if they’re right for you and your situation.

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Topics: residential real estate, Mortgage, Loans

What does a VA Home Loan Cover, and How do you Use it?

Posted by Collin McGorty on Jun 13, 2018 9:00:00 AM

Here at S&D Realty, we offer veteran and military housing, which is usually financed through Veterans Affairs mortgages, otherwise known as VA loans. If you are a United States veteran or an active military member and are looking to purchase a new home, here is everything that you need to know about securing a VA home loan.

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Topics: Veterans & Military Housing, residential real estate, Mortgage

What is a Reverse Mortgage Loan, and How does it Work?

Posted by Collin McGorty on Apr 25, 2018 9:00:00 AM

If you’re a homeowner over 62 and in need of extra funds, perhaps it’s time to consider taking out a reverse mortgage. Unfortunately, if you aren’t a real estate or lending professional, you may not be as familiar with this practice. To help you make an educated decision about your financial future, here’s everything you need to know.

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Topics: Mortgage, Finance

3 Factors You Must Consider Before Buying a Home

Posted by Collin McGorty on Feb 14, 2018 9:00:00 AM

So you’re finally ready to start seriously considering buying a home. With spring right around this corner, there isn’t a better time to purchase. Whether you’re buying a first home or looking for an upgrade, the acquisition of residential real estate is a long process with many steps along the way. Here’s a few major priorities that you must accomplish before closing any deal.

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Topics: Buying, buying a house, Mortgage

What are the Most Common Tax Benefits Available to Homeowners?

Posted by Collin McGorty on Jan 24, 2018 9:00:00 AM

Buying a residential property will likely take a considerable hit on your wallet—but luckily, there are a few financial advantages available to homeowners. Depending on certain factors like your finances, mortgage and property, you may be entitled to receive certain tax deductions that could save you significant funds. Here are a few common tax benefits that you can take advantage of.

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Topics: residential real estate, buying a house, interest rate, Mortgage

How to Refinance your Property’s Mortgage Loan

Posted by Collin McGorty on Dec 13, 2017 9:00:00 AM

Whether you are looking to reduce payments, lower your interest rate, change mortgage companies or take out cash for a large purchase, a mortgage loan is a productive way to save money—but only if you take the right steps. Start by consulting this guide to figure out exactly how to refinance your mortgage.

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Topics: Mortgage, residential real estate, Refinancing, Finance

What to Ask a Mortgage Broker before Buying a New Home

Posted by Collin McGorty on Aug 16, 2017 10:00:00 AM

Whether or not a buyer receives a mortgage is ultimately what can make or break the purchase of a new home. Without one, an individual may not be able to afford loan payments, taxes and insurance. To receive a loan in the first place, one must meet with a mortgage broker to find the right plan for them. There are also a few important questions to ask to help ensure the home buyer’s financial well-being.

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Topics: Buying, residential real estate, interest rate, Mortgage, mortgage points

Why Homeowner’s Insurance is Essential for Property Owners

Posted by Collin McGorty on Aug 2, 2017 10:00:00 AM

There are many incredibly important steps that a prospective buyer must take on their way to purchasing a new home. Some are familiar, others aren’t. Nevertheless, they must all be undertaken with the utmost attention and deliberation when considering the consequences. Just think about what can go wrong if you don’t have a homeowner’s insurance policy to fall back on!

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Topics: homeowner’s insurance, insurance, property insurance, Mortgage, Finance

How Does an Escrow Account Actually Work?

Posted by Tom Hallissey on Feb 3, 2017 10:00:00 AM

If you are a home buyer, you are likely to have an escrow account, either by choice or as a home loan requirement. However, it is just as likely that you do not know what an escrow is or how it actually works. If you are shopping for a home, you will want to know everything there is to know about these helpful accounts.

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Topics: Mortgage, buying a house

A Review of Mortgage Points and their Savings

Posted by Collin McGorty on Jan 26, 2017 10:00:00 AM

When purchasing a new home, there is a seemingly endless number of factors that go into deciding how much you will pay. There’s your mortgage, taxes, insurance, closing fees and that’s only the tip of the iceberg. However, there are also ways that you can save yourself some money down the line. One way is by purchasing mortgage points.

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Topics: residential real estate, Buying, Mortgage, mortgage points

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