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S&D Residential and Commercial Real Estate Blog

How First Time Buyers can Start Saving for a Home

Posted by Collin McGorty on Oct 4, 2017 9:00:00 AM

Once renters decide to make the jump towards owning a home of their own, they must figure out if they could actually afford a down payment. There’s no point in even looking at homes until you know what you can afford! So, to help expedite owning your dream home someday, check out these tips that will assist you in saving for a home.

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Topics: Buying, residential real estate, buying your first home, buying commercial real estate, buying a house

Is a Starter Home Worth it for First Time Buyers?

Posted by Collin McGorty on Sep 6, 2017 10:00:00 AM

When young professionals are looking to transition from monthly rentals to owning a property of their own, they usually buy small-scale, affordable properties, rather than a “forever home.” However, a beginner home or condo isn’t exactly a minor expense by any stretch of the imagination. That’s why it’s extremely essential to sift through the facts and dispel every myth before deciding that a starter home is the best decision for you.

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Topics: Buying, residential real estate, buying a house, starter home

What to Ask a Mortgage Broker before Buying a New Home

Posted by Collin McGorty on Aug 16, 2017 10:00:00 AM

Whether or not a buyer receives a mortgage is ultimately what can make or break the purchase of a new home. Without one, an individual may not be able to afford loan payments, taxes and insurance. To receive a loan in the first place, one must meet with a mortgage broker to find the right plan for them. There are also a few important questions to ask to help ensure the home buyer’s financial well-being.

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Topics: Buying, residential real estate, Mortgage, mortgage points, interest rate

What are Tiny Houses? Behind the Latest Real Estate Craze

Posted by Collin McGorty on Jul 19, 2017 10:00:00 AM

As the years go by, we see so many different fads and trends in real estate. Some stick, others fall by the wayside. Some are huge, market-shifting breakthroughs; others are small-scale concepts. Perhaps none smaller than tiny houses, America’s most recent real estate fascination. If you aren’t familiar with how this viral sensation came to be, then perhaps you need to catch an episode of HGTV’s “Tiny House Hunters” to see what it’s all about.

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Topics: Buying, residential real estate, buying a house, tiny houses

Is it a Buyer’s or Seller's Market? What Each Means for You

Posted by Collin McGorty on Jun 14, 2017 10:00:00 AM

Whether you’re buying or selling a home, it is essential that you are aware of the latest trends in the real estate market. That means you should generally know whether or not it’s a buyer’s or seller's market. Check out these easy ways to tell which is which and discover what market we’re in right now.

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Topics: Buying, residential real estate, Selling, seller's market

Rising Real Estate Values and other Housing Trends to Watch

Posted by Collin McGorty on May 24, 2017 10:00:00 AM

The real estate industry relies on many different factors to influence the latest developments in housing trends. The economy and any legislation that affects it is always going to be a significant reason that the housing market fluctuates or remains stable, especially on Long Island. Therefore, you always have to pay attention to rising real estate values and any other relevant trends that may affect you and your housing situation.  

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Topics: Buying, residential real estate, Selling, home value

Is Real Estate Investing Right for You? A Closer Look

Posted by Collin McGorty on May 10, 2017 10:00:00 AM

If you have the means to do so, owning real estate properties is a reliable source of income. However, if you’re unfamiliar with the industry, you may not know if you’re equipped with the tools to handle such a responsibility. Luckily, we’ve compiled a list of factors that can help you decide whether or not real estate investing is right for you at this time.

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Topics: investing in commercial real estate, Buying, investment property, real estate investing

A Real Estate Agent Break-Up Guide: When Enough is Enough

Posted by Collin McGorty on Apr 13, 2017 10:00:00 AM

No one ever said buying or selling a home was easy, especially without the trusty guidance of a real estate agent. However, sometimes your experience with an agent isn’t all that you hoped it would be. Sometimes, the only solution is going your separate ways. But how are you going to know the time is right?

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Topics: Buying, residential real estate, Selling, Real estate broker, real estate agent

How an Interest Rate Hike Can Affect Homebuyers and Owners

Posted by Collin McGorty on Mar 9, 2017 10:00:00 AM

In December of 2016, the Federal Reserve decided to increase the key overnight bank lending rate by a quarter of a percent for only the second time since the 2008 financial crisis. It may not seem like much, and it may only be a short-term deal, but this will produce major consequences for the housing market and affect long-term loan rates for homes.

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Topics: Buying, residential real estate, Finance, interest rate

A Review of Mortgage Points and their Savings

Posted by Collin McGorty on Jan 26, 2017 10:00:00 AM

When purchasing a new home, there is a seemingly endless number of factors that go into deciding how much you will pay. There’s your mortgage, taxes, insurance, closing fees and that’s only the tip of the iceberg. However, there are also ways that you can save yourself some money down the line. One way is by purchasing mortgage points.

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Topics: Buying, residential real estate, Mortgage, mortgage points

Smith & DeGroat Real Estate

Find helpful blogs of both residential and commercial real estate on Long Island. For more questions, feel free to contact us at info@sdnyrealty.com

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