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S&D Residential and Commercial Real Estate Blog

What to Ask a Mortgage Broker before Buying a New Home

Posted by Collin McGorty on Aug 16, 2017 10:00:00 AM

Whether or not a buyer receives a mortgage is ultimately what can make or break the purchase of a new home. Without one, an individual may not be able to afford loan payments, taxes and insurance. To receive a loan in the first place, one must meet with a mortgage broker to find the right plan for them. There are also a few important questions to ask to help ensure the home buyer’s financial well-being.

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Topics: Buying, residential real estate, Mortgage, mortgage points, interest rate

How an Interest Rate Hike Can Affect Homebuyers and Owners

Posted by Collin McGorty on Mar 9, 2017 10:00:00 AM

In December of 2016, the Federal Reserve decided to increase the key overnight bank lending rate by a quarter of a percent for only the second time since the 2008 financial crisis. It may not seem like much, and it may only be a short-term deal, but this will produce major consequences for the housing market and affect long-term loan rates for homes.

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Topics: Buying, residential real estate, Finance, interest rate

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